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Britam Medical insurance

Well Beyond Healthcare.

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Our medical solution offers both Inpatient cover and Out Patient cover. This will give our clients the peace of mind that they are covered every step of the way should any medical emergency arise, the solution is tailor made to suit the client needs and budget. This comes with a wide range of benefits and reliable limits for all the medical needs. Britam Outpatient solution is packaged and delivered as a fund run on behalf of the client.


  • Provision to pay in installments.
  • Ability to pull benefits.
  • The client decides on the scheme exclusions.
  • The package allows extension of OP cover to cater for benefit variances in Inpatient.
  • In case the outpatient fund is not fully utilized by end of cover the client enjoys a refund.
  • Our policy caters for treatment both in Rwanda and across the East Africa region including Malawi and Mozambique depending on the client nee.
  • India and South Africa is covered on referral basis
  • We take care of both Road and air ambulance in collaboration with our partners.


The salient features :

  • IP Dental within in patient limit
  • IP Optical within in patient limit
  • Chronic and preexisting cover within in patient limit
  • Congenital and prematurity cover within in patient limit
  • Maternity cover within in patient limit
  • Last expense per life within in patient limit

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