This policy covers students in a variety of different institutions, namely; Nursery & Primary Schools, Secondary (technical & non-technical) Schools, and universities. It will pay for medical expenses that arise from treating you after an accident including dental and optical expenses In the event of permanent disability or loss of life caused by an accident, the insurance pays a pre-determined amount per student. Britam’s Student Accident Insurance policy also offers Third Party Liability to cover against bodily injury and material damage.