Home Insurance

Contents Section

This covers;  

• Furniture, household goods and personal effects of every description.  
• The property of the insured or that of any member of his family normally residing with him.  
• Fixtures and fittings of the insured's or for which he is legally responsible  

The property is covered against;  

• Fire
• Theft following forcible entry or exit
• Natural causes e.g. earthquake, storm and lightning etc
• Human causes e.g. riot, strike and malicious damage 
• Explosion e.g. explosion of domestic gas cylinders etc  
• Miscellaneous causes e.g. bursting and overflowing of water tanks, apparatus, pipes and impact by road vehicles and animals